 |
You and other members are part-owners of your
credit union. Your savings are called shares
because they are your share in
the credit union.
Your shares earn dividends because
your savings
represent your financial share of
the credit union.
Rates as of January 1, 2012
| SHARE
SAVINGS |
APY* |
Dividend
Rate |
Under $2,000.00
|
0.25% |
0.25% |
| Over $2000.00 |
0.25% |
0.25% |
|
| CLUB ACCOUNTS (Monthly Deposit Cap of $1,000.00) |
APY* |
Dividend
Rate |
Christmas Club
|
0.75%
|
.748%
|
|
Vacation Club
|
1.00%
|
.996%
|
|
Tuition Club
|
0.75% |
.748% |
|
| SHARE
DRAFT (CHECKING) -
$500 Minimum to earn dividends |
APY* |
Dividend
Rate |
Free Checking - No minimum monthly balance fee
|
0.10% |
0.10% |
|
| SHARE
CERTIFICATES -
$500.00 Min. |
APY* |
Dividend
Rate |
|
|
|
|
9 Months
|
.40% |
.399% |
| 12 Months |
.60% |
.599% |
| 24 Months |
.75% |
.748% |
| 36 Months |
.95% |
.947% |
|
|
|
| SHARE
CERTIFICATES -
$1,000.00 Min.
|
APY* |
Dividend
Rate |
|
6 Months
|
.35% |
.349% |
|
9 Months
|
.40% |
.399% |
|
12 Months
|
.60% |
.599% |
|
24 Months
|
.75% |
.748% |
|
36 Months
|
.95% |
.947% |
|
|
|
|
| SHARE
CERTIFICATES -
$50,000 Minimum |
APY* |
Dividend Rate
|
| 9 Months |
.45% |
.449% |
| 12 Months |
.65% |
.648% |
| 24 Months |
|
.798% |
| 36 Months |
1.00% |
.996% |
|
|
|
|
| MONEY
MARKET SAVINGS ACCOUNTS |
APY* |
Dividend
Rate |
$5,000.00 - $9,999.99
|
.25% |
.250% |
| $10,000.00 - $24,999.99 |
.30% |
.299% |
| $25,000.00 - $49,999.99 |
.35% |
.349% |
| $50,000.00 and greater |
.40% |
.399% |
|
MONEY MARKET SAVINGS ACCOUNTS:
Rates may change weekly. Dividends calculated daily and paid quarterly.
Must maintain a minimum daily balance of $5,000.00 to earn dividends.
Minimum withdrawal amount of $500.00.
If account is closed within 180 days of its opening no dividends will be paid.
Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.
|
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