Current Share Rates
     

You and other members are part-owners of your credit union. Your savings are called shares because they are your share in the credit union. Your shares earn dividends because your savings represent your financial share of the credit union.

Rates as of May 15, 2010

SHARE SAVINGS
APY*
Dividend Rate
Under $2,000.00
0.25%
0.25%
Over $2000.00
0.50%
0.50%


SHARE DRAFT (CHECKING) - $500 Minimum to earn dividends
APY*
Dividend Rate
Free Checking - No minimum monthly balance fee
0.25%
0.25%


SHARE CERTIFICATES OF DEPOSITS (CD) - $500.00 Min.** OR $1,000.00 Min.^
APY*
Dividend Rate
6 Months ^
.95%
.947%
9 Months ** ^
.95%
.947%
12 Months ** ^
1.10%
1.095%
24 Months ** ^
1.70%
1.689%
36 Months ** ^
2.50%
2.477%
SHARE CERTIFICATES OF DEPOSITS (CD) - $50,000 Minimum
APY*
Dividend Rate
9 Months
1.00%
.996%
12 Months
1.15%
1.145%
24 Months

1.75%

1.739%
36 Months
2.55%
2.526%


MONEY MARKET SAVINGS ACCOUNTS
APY*
Dividend Rate
$5,000.00 - $9,999.99
.55%
.548%
$10,000.00 - $24,999.99
.65%
.648%
$25,000.00 - $49,999.99
.75%
.748%
$50,000.00 and greater
1.00%
1.00%

MONEY MARKET SAVINGS ACCOUNTS:
Rates may change weekly. Dividends calculated daily and paid quarterly.
Must maintain a minimum daily balance of $5,000.00 to earn dividends.
Minimum withdrawal amount of $500.00.
If account is closed within 180 days of its opening no dividends will be paid.
Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.

     
"This credit union is federally insured by the National Credit Union Administration."
© Copyright 2007 St. Therese / SS Peter & Paul Federal Credit Union. All Rights Reserved!