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You and other members are part-owners of your
credit union. Your savings are called shares
because they are your share in
the credit union.
Your shares earn dividends because
your savings
represent your financial share of
the credit union.
Rates as of July 10, 2008
| SHARE
SAVINGS |
APY* |
Dividend
Rate |
Under $2,000.00
|
0.25% |
0.25% |
| Over $2000.00 |
0.75% |
0.75% |
|
| SHARE
DRAFT (CHECKING) -
($500 Minimum) |
APY* |
Dividend
Rate |
$3.00 Monthly Fee If Balance Falls Below $200.00
|
0.25% |
0.25% |
|
| SHARE
CERTIFICATES OF DEPOSITS (CD) -
($1,000 Minimum) |
APY* |
Dividend
Rate |
| 6 or 9 Months
|
2.75% |
2.722% |
12 Months
|
3.90% |
3.844% |
| 15 Months |
3.00% |
2.967% |
| 24 Months |
4.00% |
3.941% |
| 36 Months |
4.25% |
4.184% |
| 36 Months |
|
|
| SHARE
CERTIFICATES OF DEPOSITS (CD) -
($50,000 Minimum) |
APY* |
Dividend Rate
|
| 9 Months |
2.75% |
2.722% |
| 12 Months |
3.95% |
3.893% |
| 15 Months |
|
2.967% |
| 24 Months |
4.05% |
3.990% |
| 24 Months |
4.30% |
4.232% |
|
| MONEY
MARKET SAVINGS ACCOUNTS |
APY* |
Dividend
Rate |
$5,000.00 - $9,999.99
|
0.85% |
0.847% |
| $10,000.00 - $24,999.99 |
1.10% |
1.099% |
| $25,000.00 & Greater |
2.50% |
2.48% |
| $25,000.00 & Greater |
|
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Rates may change weekly.
Dividends calculated daily and are paid quarterly.
Must maintain a minimum daily balance of $5,000.00 to earn dividends.
Minimum withdrawal amount of $500.00.
If account is closed within 180 days of its opening no dividends will be paid.
Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.
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